Insurance for Business

Whether you are a larger commercial enterprise with many staff and considerable property assets, or simply a one person operation we will welcome the opportunity to quote for the necessary insurances for your business.

Apply for a quotation:

Your Details

Please fill in ALL fields in this section

Proprietor's name

Occupation

Business name

Business Address & Postcode

Contact Telephone

Email Address

Details of your business occupation, how long you have been in business and if there has been any incidents that would have led to a claim.

Sum to be insured

Please provide a breakdown of estimated costs of each of the following, where applicable:

Buildings:

Buildings, the cost of rebuilding it at the present time. This is required if you are the owner, or if the owner makes you responsible for the property.

Tenants Improvements :

Tenants improvement required to cover improvements made to the property by you as tenant or by previous tenant.

Fixtures & Fittings:

Machinery & Plant:

The replacement cost of all fixtures and fittings regardless of how old they might be.

Stock:

Please provide an accurate value of the largest amount of stock. Seasonal increases will take care of the increases of stock held for times of high demand, for example Easter & Christmas.

Wines & Spirits:

Tobaccos:

Frozen Foods:

Liabilities

We will require the estimated turnover along with details of the amount of cover you require.

Estimated Turnover:

How much is your turnover less the cost of your stock?

Public & products liability:

Normally, the minimum is to £2 million but it you are dealing with local authorities they will require a minimum of £5 million.

Employers liability?

Yes No

If yes:

Tell us the total wage roll and total number of staff. How many of the staff are clerical only? Does anyone work with machinery or circular saws?

Business Interruption Cover:

Indemnity Period

Sum Insured:

How long after an incident occurring would it take you to get back to the same level of turnover as you have at present?

Do you require money cover and cover for dishonesty of staff?

Money Cover:

Dishonesty of Staff:

Glass Cover:

Physical Security:

What physical security is at the premises? For example, are the premises alarmed, is the alarm system maintained, what type of signaling does the alarm system have? Are your windows protected by roller shutters? Do you have 5 lever mortice deadlocks?

For further information
call our customer
information team on

0141 357 0808
or email us :
Email Us

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